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Can you describe in more detail about this seemingling awesome MyMoneyManaged Merchant program? MyMoneyManaged is a system which allows anyone to manage their personal finance effectively and for free. One of the feature of MyMoneyManaged is it allows its members to record their daily expenses. The recording of the expenses is being done manually by the member. So to make things easier for our members, we developed the MyMoneyManaged Merchant program, which allows the merchants from where the customer spent their money to upload the spending details they made at the merchant into their MyMoneyManaged account. Additionally, the merchant will be able to displays non-obtrusive promotions or vouchers to their customers. These promotions/vouchers will be displayed in the customer's MyMoneyManaged account, next to the spending details the merchant submitted for their customer. Please see the image below on how the customer's spending information and promotion sent by the merchant is being displayed in the customer's MyMoneyManaged account.

Spending data and promotion being displayed in user's account
So what kind of merchants would be able to use the MyMoneyManaged Merchant program? Any and every kind of merchant would be able to use our system. It doesn't matter if you're a big or small merchants, have 10 or 10000 customers or more, small family business or online business or play schools or even large super markets. The keyword here is, as long as there's a seller - customer relation, you can use this program. The only requirement we need from you is, that you will able to upload your customer's spending data to our system, AND you will have some sort of mechanism to identify your customers. What are the requirements of the MyMoneyManaged Merchant Program? The only thing you need to use MyMoneyManaged Merchant is you, as the merchant, have the means to identify your customers:
  • for normal retail merchants, this is usually done by membership cards. So if your store already have memberships card for your customers, then you're good to go! But if not, maybe it's time for your store to have your own customer's membership card.
  • For online merchants, usually your customers' e-mail address would be the identifier. But it all depends on you and how you set up your online shop. The point is, as long as you can idenfity your customer, you'll be able to use MyMoneyManaged Merchant without any problem.'
What are the ways to upload my customers' spending details and promotions to the system?
  1. Online System - it's very easy to add your customers' spending details and/or promotions using this method, but it can get very tiring and unpractical if you have a large number of customers. This method is perfect if your customer base isn't that big, or if you just want to edit any spending details you have uploaded earlier.
  2. Web Service - perfect if you have large number of customers. A simple GET/POST request to our web service page will insert your customers' spending details and any promotions you intended to be displayed to them.
Will this program work if our customers doesn't have MyMoneyManaged account yet? Yes of course. But they will only be able to view the spendings details and any promotions you made for them once they have created an account with MyMoneyManaged. Your customers can register an account with MyMoneyManaged using your branded MyMoneyManaged registration page. My own brand of MyMoneyManaged registration page? You will be able to put your company's or shop's banner and logo and a header text to the MyMoneyManaged registration page. Your customers who registers with MyMoneyManaged using the page you created will automatically be registered with the program you have created, and will be able to view all his/her spending information and promotions you have uploaded for them. And as the merchant who have invited them to use MyMoneyManaged, you will be considered as Merchant Level 5 to them. That means, spending info & promotions you upload for these customers will be listed higher than other merchant's, and the probability any banner promotions that you created will be displayed is higher, provided that the other merchant's Merchant Level is lower than 5. How about my customers who already have a MyMoneyManaged account? Yes of course. But they will only be able to view the spendings details and any promotions you made for them once they have created an account with MyMoneyManaged. Your customers can register an account with MyMoneyManaged using your branded MyMoneyManaged registration page. How many programs can each MyMoneyManaged join? You will be able to put your company's or shop's banner and logo and a header text to the MyMoneyManaged registration page. Your customers who registers with MyMoneyManaged using the page you created will automatically be registered with the program you have created, and will be able to view all his/her spending information and promotions you have uploaded for them. And as the merchant who have invited them to use MyMoneyManaged, you will be considered as Merchant Level 5 to them. That means, spending info & promotions you upload for these customers will be listed higher than other merchant's, and the probability any banner promotions that you created will be displayed is higher, provided that the other merchant's Merchant Level is lower than 5. Won't this MyMoneyManaged program create some sort of privacy problem? The merchant will have full control on what kind of information they want to upload to our system and no other party except the merchant (and the customer they intended to) will have access to the information. Similarly, the customers (which is a MyMoneyManaged member) will be able to control which merchant would appear in their account.
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