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Terms Of Service


1. ACCEPTANCE OF TERMS
Welcome to MyMoneyManaged. MyMoneyManaged provides its service to you, subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. You can review the most current version of the TOS at any time at: http://www.mymoneymanaged.com/terms.php. In addition, when using particular MyMoneyManaged services, you and MyMoneyManaged shall be subject to any posted guidelines or rules applicable to such services which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the TOS.

2. DESCRIPTION OF SERVICE
MyMoneyManaged currently provides users with access to a rich collection of on-line resources, personalized content and branded programming through its network of properties (the "Service"). Unless explicitly stated otherwise, any new features that augment or enhance the current Service, including the release of new MyMoneyManaged properties, shall be subject to the TOS. You understand and agree that the Service is provided "AS-IS" and that MyMoneyManaged assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user data or personalization settings. In order to use the Service, you must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any service fees associated with such access. In addition, you must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device. Obscene content is strictly forbidden on the MyMoneyManaged site, and users are prohibited from posting any material of an obscene nature on the MyMoneyManaged site. Although MyMoneyManaged exercises due dilligence to ensure that any obscene content posted by users in violation of the TOS is promptly removed, users may sometimes come across user-posted obscene content that we have not yet discovered. 2(a). Warranty of Service All our goods/services will serve their intended functions. 2(b). Feedback We welcome your feedback. Should you feel dissatisfied with any of our services, please contact us at : support -at- mymoneymanaged.com

3. YOUR REGISTRATION OBLIGATIONS
In consideration of your use of the Service, you agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the Service's registration form (such information being the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or MyMoneyManaged has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, MyMoneyManaged has the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof). MyMoneyManaged is concerned about the safety and privacy of all its users. You have to be at least 15 years of age to register and use MyMoneyManaged.

4. MyMoneyManaged PRIVACY POLICY
Registration Data and certain other information about you is subject to our Privacy Policy: We do not and will not sell or rent your personal information. This Web site contains links to other sites that are not owned or controlled by MyMoneyManaged. Please be aware that we, MyMoneyManaged, are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies only to information collected by this Web site. If you use a bulletin board or blog on this Web site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums. Notwithstanding the foregoing, MyMoneyManaged reserves the right (and you authorize MyMoneyManaged) to share or disclose your Registration Information and Account information when MyMoneyManaged determines, in its sole discretion, that the disclosure of such information is necessary to identify, contact, or bring legal action against you if: You are or may be violating this Privacy and Security Policy or MyMoneyManaged's Terms of Use; to prevent potentially prohibited or illegal activities; or Necessary or required by any applicable law, rule regulation, subpoena or other legal process.

5. MEMBER ACCOUNT, PASSWORD AND SECURITY
You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify MyMoneyManaged of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. MyMoneyManaged cannot and will not be liable for any loss or damage arising from your failure to comply with this Section 5.

6. MEMBER CONDUCT
You understand that all information, data, text, and messages or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from which such Content originated. This means that you, and not MyMoneyManaged, are entirely responsible for all Content that you upload, post, email or otherwise transmit via the Service. MyMoneyManaged does not control the Content posted via the Service and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the Service, you may be exposed to Content that is offensive, indecent or objectionable. Under no circumstances will MyMoneyManaged be liable in any way for any Content, including, but not limited to, for any errors or omissions in any Content, or for any loss or damage of any kind incurred as a result of the use of any Content posted, emailed or otherwise transmitted via the Service. You agree to not use the Service to: upload, post, email or otherwise transmit any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable; harm minors in any way; impersonate any person or entity, including, but not limited to, a MyMoneyManaged official, forum leader, guide or host, or falsely state or otherwise misrepresent your affiliation with a person or entity; forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service; upload, post, email or otherwise transmit any Content that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements); upload, post, email or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights ("Rights") of any party; upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation; upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges; interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service; intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the an securities, exchange control and other authorities , any rules of any an securities exchange and any regulations having the force of law; "stalk" or otherwise harass another; or collect or store personal data about other users. You acknowledge that MyMoneyManaged does not pre-screen Content, but that MyMoneyManaged and its designees shall have the right (but not the obligation) in their sole discretion to refuse or move any Content that is available via the Service. Without limiting the foregoing, MyMoneyManaged and its designees shall have the right to remove any Content that violates the TOS or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content. In this regard, you acknowledge that you may not rely on any Content created by MyMoneyManaged or submitted to MyMoneyManaged, including without limitation information in MyMoneyManaged Message Boards, and in all other parts of the Service. You acknowledge and agree that MyMoneyManaged may preserve Content to: (a)enforce the TOS; (b) respond to claims that any Content violates the rights of third-parties; or (c) protect the rights, property, or personal safety of MyMoneyManaged, its users and the public. You understand that the technical processing and transmission of the Service, including your Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

7. SPECIAL ADMONITIONS FOR INTERNATIONAL USE
Recognizing the global nature of the Internet, you agree to comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from the country in which you reside.

8. MyMoneyManaged'S INTELLECTUAL PROPERTY RIGHTS
The contents of MyMoneyManaged.com, including its "look and feel" (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under both United Kingdom and other applicable copyright, trademark and other laws. The contents of MyMoneyManaged.com belong or are licensed to MyMoneyManaged or its software or content suppliers. MyMoneyManaged grants you the right to view and use MyMoneyManaged.com subject to these terms. You may download or print a copy of information provided on MyMoneyManaged.com for your personal, internal and non-commercial use only. Any distribution, reprint or electronic reproduction of any content from MyMoneyManaged.com in whole or in part for any other purpose is expressly prohibited without our prior written consent.

9. PUBLIC CONTENT POSTED TO PROSPERITY
For purposes of the TOS, "publicly accessible areas of the Service" are those accessible by the general public. By way of example, a publicly accessible area of the Service would include public MyMoneyManaged Message Boards, but would not include private MyMoneyManaged services.

10. INDEMNITY
You agree to indemnify and hold MyMoneyManaged, and its subsidiaries, affiliates, officers, agents, co-branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post to or transmit through the Service, your use of the Service, your connection to the Service, your violation of the TOS, or your violation of any rights of another.

11. NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Service, use of the Service, or access to the Service.

12. GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that MyMoneyManaged may establish general practices and limits concerning use of the Service, including without limitation the maximum number of days that message board postings or other uploaded Content will be retained by the Service, the maximum disk space that will be allotted on MyMoneyManaged's servers on your behalf, and the maximum number of times (and the maximum duration for which) you may access the Service in a given period of time. You agree that MyMoneyManaged has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by the Service. You acknowledge that MyMoneyManaged reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that MyMoneyManaged reserves the right to change these general practices and limits at any time, in its sole discretion, with or without notice.

13. MODIFICATIONS TO SERVICE
MyMoneyManaged reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that MyMoneyManaged shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

14. TERMINATION
You agree that MyMoneyManaged, in its sole discretion, may terminate your password, account (or any part thereof) or use of the Service, and remove and discard any Content within the Service, for any reason, including, without limitation, for lack of use or if MyMoneyManaged believes that you have violated or acted inconsistently with the letter or spirit of the TOS. MyMoneyManaged may also in its sole discretion and at any time discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Service under any provision of this TOS may be effected without prior notice, and acknowledge and agree that MyMoneyManaged may immediately deactivate or delete your account and all related information and files in your account and/or bar any further access to such files or the Service. Further, you agree that MyMoneyManaged shall not be liable to you or any third-party for any termination of your access to the Service.

15. LINKS
The Service may provide, or third parties may provide, links to other World Wide Web sites or resources. Because MyMoneyManaged has no control over such sites and resources, you acknowledge and agree that MyMoneyManaged is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any Content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that MyMoneyManaged shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

16. PROSPERITY'S PROPRIETARY RIGHTS
You acknowledge and agree that the Service and any necessary software used in connection with the Service ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in sponsor advertisements or information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by MyMoneyManaged or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service or the Software, in whole or in part. MyMoneyManaged grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You agree not to modify the Software in any manner or form, or to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the Service. You agree not to access the Service by any means other than through the interface that is provided by MyMoneyManaged for use in accessing the Service.

17. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: a. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PROSPERITY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. b. PROSPERITY MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED. c. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. d. THE INFORMATION APPEARING ON THIS WEBSITE IS PROVIDED BY PROSPERITY ONLY FOR THE PURPOSE OF EXPLAINING CERTAIN ASPECTS OF PERSONAL FINANCE. PROSPERITY ASSUMES NO LIABILITY FOR THE ACCURACY OF THIS INFORMATION. PERSONS VISITING THIS SITE SHOULD NOT BASE ANY OF THEIR INVESTMENTS DECISIONS OR ACTIVITIES ON THE INFORMATION PROVIDED ON THE PROSPERITY WEBSITE. PROSPERITY ACCEPTS NO RESPONSIBILITIES OR DAMAGES CAUSED BY SUCH AN ACT. e. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM PROSPERITY OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TOS.

18. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT PROSPERITY SHALL NOT BE LIABLE FOR ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF PROSPERITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER MATTER RELATING TO THE SERVICE.

19. EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 16 AND 17 MAY NOT APPLY TO YOU.

20. NOTICE
Notices to you may be made via either email or regular mail. The Service may also provide notices of changes to the TOS or other matters by displaying notices or links to notices to you generally on the Service.

21. TRADEMARK INFORMATION
MyMoneyManaged, the MyMoneyManaged logo, MyMoneyManaged trademarks and service marks, and other MyMoneyManaged logos and product and service names are trademarks of MyMoneyManaged (the "MyMoneyManaged Marks"). Without MyMoneyManaged's prior permission, you agree not to display or use in any manner, the MyMoneyManaged Marks.

22. COPYRIGHTS and COPYRIGHT AGENTS
MyMoneyManaged respects the intellectual property of others, and we ask our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide MyMoneyManaged's Copyright Agent the following information: an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; a description of the copyrighted work that you claim has been infringed; a description of where the material that you claim is infringing is located on the site; your address, telephone number, and email address; a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf. MyMoneyManaged's Copyright Agent for Notice of claims of copyright infringement on its site can be reached as follows: By e-mail: supportmymoneymanaged.com

23. GENERAL INFORMATION
The TOS constitute the entire agreement between you and MyMoneyManaged and govern your use of the Service, superceding any prior agreements between you and MyMoneyManaged. You also may be subject to additional terms and conditions that may apply when you use affiliate services, third-party content or third-party software. The TOS and the relationship between you and MyMoneyManaged shall be governed by the laws of the Republic of without regard to its conflict of law provisions. You and MyMoneyManaged agree to submit to the personal and exclusive jurisdiction of the courts located at , . MyMoneyManaged will be entitled to assign all or any of its rights under the TOS to any affiliate, associate or group company, or any successor in business. The failure of MyMoneyManaged to exercise or enforce any right or provision of the TOS shall not constitute a waiver of such right or provision. If any provision of the TOS is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the TOS remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the TOS must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in the TOS are for convenience only and have no legal or contractual effect.

24. MYMONEYMANAGED MERCHANT
By registering with any programs under the MyMoneyManaged Merchant, merchants may receive data which include the date and time you viewed and/or clicked on their ads, and an indication whether you have saved the expenses that they submitted. Merchants WILL NOT BE ABLE to access any of your data inside MyMoneyManaged, apart from the expenses and/or promotions that they themselves submit.

25. VIOLATIONS Please report any violations of the TOS to our Support group.